:root{--deep:#0F3B76;--navy:#00002A;--green:#A8D5BA;--gray:#F5F5F5;--beige:#EDE4D9;--ink:#00002A;--cut:12px;
--g1:linear-gradient(100deg,#00002A 0%,#0F3B76 100%);--g3:linear-gradient(100deg,#7fb8a0 0%,#0F3B76 100%);
--sora:'Sora',system-ui,sans-serif;--inter:'Inter',system-ui,sans-serif;--serif:'PT Serif Caption',Georgia,serif}
*{box-sizing:border-box;margin:0}
html{scroll-behavior:smooth;scroll-padding-top:84px}
body{font:300 1.0625rem/1.65 var(--inter);color:var(--ink);background:#fff;-webkit-font-smoothing:antialiased;overflow-x:hidden}
img{max-width:100%;display:block}
a{color:inherit}
.wrap{width:min(1200px,100% - 40px);margin-inline:auto}
.narrow{max-width:860px}.center{text-align:center}
.skip{position:absolute;left:-999px}.skip:focus{left:12px;top:12px;background:#fff;padding:8px;z-index:99}
h1,h2,h3,h4{font-family:var(--sora);font-weight:500;color:var(--deep);line-height:1.15;letter-spacing:-.01em}
h1{font-size:clamp(2.3rem,5.4vw,4.2rem);color:#fff}
h2{font-size:clamp(1.8rem,3.6vw,2.7rem);max-width:20ch;margin-bottom:clamp(28px,4vw,52px)}
h3{font-size:1.2rem;font-weight:500}
em{font-family:var(--serif);font-style:italic;font-weight:400}
h1 em{color:var(--green)}
.eyebrow{font:500 .78rem/1 var(--sora);letter-spacing:.16em;text-transform:uppercase;color:var(--deep);margin-bottom:18px}
.eyebrow.light{color:var(--green)}
.sec{padding:clamp(64px,9vw,120px) 0;position:relative}
.sec-gray{background:var(--gray)}.sec-beige{background:var(--beige)}
.sec-dark{background:linear-gradient(160deg,#0F3B76 0%,#00002A 100%);color:#fff}
.sec-dark h2,.sec-dark h3{color:#fff}.sec-dark h2 em{color:var(--green)}
.center h2{margin-inline:auto}

/* reveal */
.reveal{opacity:0;transform:translateY(24px);transition:opacity .8s cubic-bezier(.2,.7,.2,1),transform .8s cubic-bezier(.2,.7,.2,1);transition-delay:var(--d,0s)}
.reveal.in{opacity:1;transform:none}
@media(prefers-reduced-motion:reduce){.reveal{opacity:1;transform:none;transition:none}html{scroll-behavior:auto}}

/* header */
.hdr{position:fixed;inset:0 0 auto;z-index:50;transition:background .3s,box-shadow .3s}
.hdr-in{display:flex;align-items:center;justify-content:space-between;height:76px}
.brand img{height:30px;width:auto;filter:brightness(0) invert(1);transition:filter .3s}
.nav{display:flex;align-items:center;gap:clamp(16px,2.4vw,36px)}
.nav a:not(.btn){font:400 .95rem var(--inter);color:#fff;text-decoration:none;position:relative;padding:6px 0}
.nav a:not(.btn)::after{content:"";position:absolute;left:0;bottom:0;height:2px;width:0;background:var(--green);transition:width .3s}
.nav a:not(.btn):hover::after,.nav a[aria-current]::after{width:100%}
.hdr.solid{background:rgba(255,255,255,.92);backdrop-filter:blur(14px);box-shadow:0 1px 0 rgba(15,59,118,.1)}
.hdr.solid .brand img{filter:none}.hdr.solid .nav a:not(.btn){color:var(--deep)}
.burger{display:none;background:none;border:0;width:44px;height:44px;cursor:pointer;position:relative}
.burger i{position:absolute;left:10px;right:10px;height:2px;background:#fff;transition:.3s}
.burger i:nth-child(1){top:15px}.burger i:nth-child(2){top:21px}.burger i:nth-child(3){top:27px}
.hdr.solid .burger i{background:var(--deep)}

/* buttons: afgeschuinde hoek uit de huisstijl */
.btn{--c:var(--cut);display:inline-flex;align-items:center;gap:10px;font:500 .95rem var(--sora);color:#fff;border:0;cursor:pointer;text-decoration:none;
padding:15px 28px;position:relative;isolation:isolate;
clip-path:polygon(0 0,100% 0,100% calc(100% - var(--c)),calc(100% - var(--c)) 100%,0 100%);transition:transform .25s,filter .25s,color .25s}
.btn svg{width:18px;height:18px;transition:transform .25s}
.btn::before{content:"";position:absolute;inset:0;z-index:-1;background:var(--g1);transition:opacity .25s}
.btn::after{content:"";position:absolute;inset:0;z-index:-1;background:#fff;box-shadow:inset 0 0 0 1.5px var(--deep);opacity:0;transition:opacity .25s}
.btn:hover{color:var(--navy)}.btn:hover::after{opacity:1}.btn:hover svg{transform:translateX(4px)}
.btn-1{--on:#fff}
.btn-2{font-family:var(--serif);font-style:italic;font-weight:400;font-size:1.05rem}
.btn-2::before{background:linear-gradient(100deg,#c9ccd2 0%,#0F3B76 100%)}
.btn-3::before{background:var(--g3)}.btn-3:hover{color:#2f8a5e}
.btn-ghost{color:var(--deep)}.btn-ghost::before{background:transparent;box-shadow:inset 0 0 0 1.5px var(--deep)}
.btn-ghost:hover{color:#fff}.btn-ghost:hover::before{background:var(--g1)}.btn-ghost:hover::after{opacity:0}
.btn-sm{padding:10px 20px;font-size:.85rem;--c:9px}
.hero .btn-2{color:#fff}
.hdr .btn-3{color:#fff}.hdr.solid .btn-3:hover{color:#2f8a5e}

/* hero */
.hero{position:relative;min-height:min(100svh,880px);background:linear-gradient(155deg,#0F3B76 0%,#0a2a58 45%,#00002A 100%);color:#fff;display:flex;flex-direction:column;justify-content:flex-end;overflow:hidden;padding-top:110px}
#trend{position:absolute;inset:0;width:100%;height:100%}
.hero-in{position:relative;display:grid;grid-template-columns:1.1fr .9fr;gap:clamp(24px,5vw,72px);align-items:center;padding-bottom:56px}
.lead{font-size:clamp(1.05rem,1.5vw,1.2rem);color:#dbe6f5;max-width:52ch;margin:26px 0 34px}
.cta-row{display:flex;flex-wrap:wrap;gap:16px;align-items:center}
.link-light{color:var(--green);text-decoration:none;display:inline-flex;gap:8px;align-items:center;font-weight:500;padding:8px 4px}
.link-light svg{width:18px;height:18px}
.hero-visual{position:relative;padding-bottom:30px}
.hero-visual .photo{aspect-ratio:4/5;max-height:560px;margin-left:auto;overflow:hidden;position:relative;
clip-path:polygon(0 0,100% 0,100% calc(100% - 56px),calc(100% - 56px) 100%,0 100%);box-shadow:0 30px 80px rgba(0,0,42,.5)}
.hero-visual img{width:100%;height:100%;object-fit:cover;transform:scale(1.08);transition:transform 1.6s cubic-bezier(.2,.7,.2,1)}
.hero-visual.in img{transform:scale(1)}
.photo::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,transparent 55%,rgba(0,0,42,.55))}
.fact{position:absolute;background:#fff;color:var(--deep);padding:16px 22px;box-shadow:0 20px 50px rgba(0,0,42,.35);display:flex;align-items:center;gap:14px;
clip-path:polygon(0 0,100% 0,100% calc(100% - 12px),calc(100% - 12px) 100%,0 100%);animation:float 7s ease-in-out infinite}
.fact b{font:500 2rem/1 var(--sora)}.fact span{font-size:.85rem;line-height:1.3;color:#3a4a66}
.f1{left:-28px;bottom:70px}.f2{right:24px;bottom:-4px;animation-delay:-3.5s}
@keyframes float{50%{transform:translateY(-8px)}}
@media(prefers-reduced-motion:reduce){.fact{animation:none}}
.strip{position:relative;list-style:none;padding:0;display:flex;flex-wrap:wrap;gap:12px 36px;border-top:1px solid rgba(255,255,255,.18);padding-block:22px;font-size:.95rem;color:#dbe6f5}
.strip li{display:flex;gap:10px;align-items:center}.strip svg{width:18px;color:var(--green);flex:none}

/* statement */
.statement{font:300 clamp(1.25rem,2.4vw,1.8rem)/1.5 var(--inter);color:var(--deep)}

/* quotes */
.sec-quotes{background:#fff;overflow:hidden}
.qrow{display:flex;gap:24px;overflow-x:auto;scroll-snap-type:x mandatory;scroll-behavior:smooth;padding:24px 24px 48px;margin:-24px -24px 0;scrollbar-width:none;scroll-padding-inline:24px}
.qrow::-webkit-scrollbar{display:none}
.qrow{clip-path:inset(0 24px 0 24px)}
.qrow:focus-visible{outline:2px solid var(--deep);outline-offset:-8px}
.qcard{flex:0 0 min(380px,82%);scroll-snap-align:start;padding:32px;display:flex;flex-direction:column;justify-content:space-between;gap:24px}
.qcard blockquote{font:400 1.12rem/1.6 var(--serif);font-style:italic;color:var(--deep)}
.qcard blockquote::before{content:"";display:block;width:34px;height:4px;background:var(--green);margin-bottom:18px}
.qcard figcaption b{display:block;font:500 .95rem var(--sora);color:var(--navy)}.qcard figcaption span{font-size:.88rem;color:#55627a}
.frame{position:relative}
.frame-white{background:#fff;box-shadow:0 14px 44px rgba(15,59,118,.13)}

/* oplossingen */
.sgrid{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:24px}
.scard{background:#fff;display:flex;flex-direction:column;clip-path:polygon(0 0,100% 0,100% calc(100% - 22px),calc(100% - 22px) 100%,0 100%);transition:transform .35s,box-shadow .35s;position:relative}
.scard:hover{transform:translateY(-6px)}
.scard .ph{aspect-ratio:16/10;overflow:hidden}
.scard img{width:100%;height:100%;object-fit:cover;transition:transform .8s}.scard:hover img{transform:scale(1.06)}
.sb{padding:26px 26px 34px}.sb .num{font:500 .8rem var(--sora);color:#2f8a5e;letter-spacing:.1em}
.sb h3{margin:6px 0 12px}.sb p{font-size:.95rem;color:#2b3553}

/* team */
.team{display:grid;grid-template-columns:1.1fr 1fr;gap:clamp(32px,6vw,90px);align-items:center}
.team-copy p:not(.eyebrow){color:#dbe6f5;max-width:56ch}
.team-cards{display:grid;grid-template-columns:1fr 1fr;gap:22px}
.pc{padding:18px 18px 26px;color:var(--navy);clip-path:polygon(0 0,100% 0,100% calc(100% - 22px),calc(100% - 22px) 100%,0 100%)}
.pc h3{color:var(--deep);margin-top:20px}
.portrait{aspect-ratio:4/5;max-width:100%;overflow:hidden;position:relative;background:var(--navy);clip-path:polygon(0 0,100% 0,100% calc(100% - 16px),calc(100% - 16px) 100%,0 100%)}
.portrait img{width:100%;height:100%;object-fit:cover;object-position:50% 20%;transition:transform 1s cubic-bezier(.2,.7,.2,1)}
.pc:hover .portrait img{transform:scale(1.04)}
.portrait::after{content:"";position:absolute;right:0;bottom:0;width:38%;height:16%;background:var(--green);clip-path:polygon(0 100%,35% 30%,55% 65%,100% 0,100% 100%);opacity:.95}.role{font-size:.9rem;color:#55627a;margin:4px 0 18px}
.pc h3,.pc .role,.pc .acts{padding-inline:8px}
.mono{height:120px;display:grid;place-items:center;font:500 2.6rem var(--sora);color:#fff;background:var(--g1);position:relative;overflow:hidden;clip-path:polygon(0 0,100% 0,100% calc(100% - 14px),calc(100% - 14px) 100%,0 100%)}
.mono::after{content:"";position:absolute;right:-6px;bottom:0;width:90px;height:40px;background:var(--green);clip-path:polygon(0 100%,35% 20%,55% 60%,100% 0,100% 100%);opacity:.9}
.acts{display:flex;flex-wrap:wrap;gap:10px}

/* usp */
.ugrid{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:0;border-top:1px solid rgba(15,59,118,.18)}
.usp{padding:34px 28px 30px 0;border-bottom:1px solid rgba(15,59,118,.18)}
.usp .n{font:500 2.6rem/1 var(--serif);font-style:italic;color:var(--green);display:block;margin-bottom:12px;-webkit-text-stroke:0}
.usp h3{margin-bottom:12px}.usp p{font-size:.96rem;color:#2b3553}
@media(min-width:900px){.usp{border-bottom:0;border-right:1px solid rgba(15,59,118,.18);padding-left:28px}.usp:first-child{padding-left:0}.usp:last-child{border-right:0}}

/* check cards */
.cgrid{display:grid;grid-template-columns:repeat(auto-fit,minmax(270px,1fr));gap:24px}
.cc{background:#fff;padding:34px 30px;clip-path:polygon(0 0,100% 0,100% calc(100% - 22px),calc(100% - 22px) 100%,0 100%);box-shadow:0 14px 44px rgba(15,59,118,.08)}
.cc-blue{background:var(--gray);box-shadow:none}
.ck{width:44px;height:44px;display:grid;place-items:center;background:var(--green);color:var(--deep);margin-bottom:22px;clip-path:polygon(0 0,100% 0,100% calc(100% - 9px),calc(100% - 9px) 100%,0 100%)}
.ck svg{width:20px}.cc h3{margin-bottom:12px}.cc p{font-size:.96rem;color:#2b3553}

/* quiz */
.sec-grad{background:linear-gradient(120deg,rgba(15,59,118,.86) 0%,rgba(0,0,42,.94) 70%),var(--bgimg,none) center/cover no-repeat,#00002A;color:#fff;overflow:hidden}
.sec-grad::before{content:"";position:absolute;right:-8%;top:-40%;width:60%;aspect-ratio:1;background:radial-gradient(circle,rgba(168,213,186,.28),transparent 65%)}
.quiz{position:relative;display:grid;grid-template-columns:1.2fr .8fr;gap:48px;align-items:center}
.quiz h2{color:#fff}.quiz p:not(.eyebrow){color:#dbe6f5;margin-bottom:30px;max-width:52ch}
.q-visual{background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.2);padding:30px;backdrop-filter:blur(8px);display:grid;gap:14px;clip-path:polygon(0 0,100% 0,100% calc(100% - 22px),calc(100% - 22px) 100%,0 100%)}
.q-visual b{font:500 .8rem var(--sora);color:var(--green)}.q-visual span{font:500 1.1rem var(--sora)}
.qbar{height:6px;background:rgba(255,255,255,.2)}.qbar i{display:block;height:100%;background:var(--green)}

/* interviews */
.igrid{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:24px}
.icard{background:#fff;display:flex;flex-direction:column;clip-path:polygon(0 0,100% 0,100% calc(100% - 22px),calc(100% - 22px) 100%,0 100%)}
.icard .ph{aspect-ratio:3/2;overflow:hidden}.icard img{width:100%;height:100%;object-fit:cover}
.ib{padding:26px 26px 32px;display:flex;flex-direction:column;gap:12px;flex:1}.ib p{font:400 .98rem/1.6 var(--serif);font-style:italic;color:#2b3553;flex:1}
.ib .btn{align-self:flex-start;margin-top:10px}

/* chart */
.loont{display:grid;grid-template-columns:.8fr 1.2fr;gap:clamp(28px,5vw,72px);align-items:center}
.chart{padding:18px}.chart img{width:100%}

/* actueel */
.head-row{display:flex;justify-content:space-between;align-items:flex-end;gap:20px;flex-wrap:wrap;margin-bottom:clamp(28px,4vw,52px)}.head-row h2{margin:0}
.pgrid{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:24px}
.pcard{background:#fff;padding:30px;text-decoration:none;display:flex;flex-direction:column;gap:12px;border-top:3px solid var(--green);transition:transform .3s,box-shadow .3s}
.pcard:hover{transform:translateY(-6px);box-shadow:0 20px 50px rgba(15,59,118,.15)}
.date{font:500 .78rem var(--sora);letter-spacing:.08em;text-transform:uppercase;color:#2f8a5e}
.pcard p{font-size:.95rem;color:#2b3553;flex:1}.more{display:inline-flex;gap:8px;align-items:center;font:500 .9rem var(--sora);color:var(--deep)}.more svg{width:16px}

/* cta */
.sec-cta{background:var(--beige)}
.cta-box{display:grid;grid-template-columns:1.3fr 1fr;gap:40px;align-items:center;background:var(--deep);color:#fff;padding:clamp(32px,6vw,72px);position:relative;overflow:hidden;
clip-path:polygon(0 0,100% 0,100% calc(100% - 40px),calc(100% - 40px) 100%,0 100%)}
.cta-box h2{color:#fff;margin-bottom:16px}.cta-box h2 em{color:var(--green)}.cta-box p{color:#dbe6f5}.small{font-size:.92rem;margin-top:10px}
.cta-btns{display:flex;gap:16px;flex-wrap:wrap;justify-content:flex-end}
.cta-box .btn-1::before{background:var(--g3)}.cta-box .btn-2{color:#fff}

/* footer */
.ftr{background:var(--navy);color:#b9c4d8;padding:64px 0 28px;font-size:.9rem}
.afm{width:100%;max-width:880px;margin-bottom:40px;filter:none;background:#fff;padding:6px}
.legal{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
.lbtn{display:flex;align-items:center;gap:14px;padding:18px 20px;background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.15);color:#fff;font:500 1rem var(--sora);cursor:pointer;text-align:left;transition:background .2s,border-color .2s;clip-path:polygon(0 0,100% 0,100% calc(100% - 12px),calc(100% - 12px) 100%,0 100%)}
.lbtn:hover{background:rgba(168,213,186,.12);border-color:var(--green)}
.lbtn>span:nth-child(2){flex:1}.lbtn svg{width:18px;height:18px;flex:none}
.lbtn .li{width:38px;height:38px;display:grid;place-items:center;background:var(--green);color:var(--navy);flex:none}.lbtn .li svg{width:20px;height:20px}
.legal-dlg h4{font-size:1.05rem;margin:28px 0 8px;line-height:1.35}.legal-dlg h5{font:500 .95rem var(--sora);color:var(--deep);margin:18px 0 6px}
.legal-dlg p{font-size:.95rem;line-height:1.65}
@media(max-width:760px){.legal{grid-template-columns:1fr}}
.ftr-bar{display:flex;flex-wrap:wrap;gap:16px 32px;align-items:center;justify-content:space-between;margin-top:36px}
.ftr-bar img{filter:brightness(0) invert(1)}.ftr a{color:var(--green)}

/* modals */
.dlg{border:0;padding:clamp(28px,5vw,52px);width:min(640px,92vw);max-height:88vh;color:var(--navy);background:#fff;margin:auto;
clip-path:polygon(0 0,100% 0,100% calc(100% - 26px),calc(100% - 26px) 100%,0 100%)}
.dlg.wide{width:min(820px,92vw)}
.dlg::backdrop{background:rgba(0,0,42,.62);backdrop-filter:blur(4px)}
.dlg h3{font-size:1.7rem;margin-bottom:18px}.dlg p{margin-bottom:14px;font-size:.98rem}
.dlg h4{margin:22px 0 10px;font-size:1rem}
.x{position:sticky;top:0;float:right;width:40px;height:40px;border:0;background:var(--gray);font-size:1.6rem;line-height:1;color:var(--deep);cursor:pointer}
.exp{list-style:none;padding:0;display:grid;gap:0}.exp li{display:flex;justify-content:space-between;gap:16px;padding:10px 0;border-bottom:1px solid #e3e7ee;font-size:.95rem}.exp span{color:#55627a;text-align:right}

@media(max-width:980px){
.hero-in,.team,.quiz,.loont,.cta-box{grid-template-columns:1fr}
.hero-visual{max-width:460px;margin-inline:auto;width:100%}.f1{left:-10px}
.cta-btns{justify-content:flex-start}
.burger{display:block}
.nav{position:fixed;inset:76px 0 auto 0;background:#fff;flex-direction:column;align-items:flex-start;padding:20px 24px 30px;gap:6px;box-shadow:0 20px 40px rgba(0,0,42,.15);transform:translateY(-12px);opacity:0;pointer-events:none;transition:.3s}
.nav a:not(.btn){color:var(--deep);padding:12px 0;font-size:1.05rem}
.nav.open{transform:none;opacity:1;pointer-events:auto}
.nav .btn{margin-top:8px}
.hdr.open{background:#fff}.hdr.open .brand img{filter:none}.hdr.open .burger i{background:var(--deep)}
.burger[aria-expanded=true] i:nth-child(1){top:21px;transform:rotate(45deg)}.burger[aria-expanded=true] i:nth-child(2){opacity:0}.burger[aria-expanded=true] i:nth-child(3){top:21px;transform:rotate(-45deg)}
}
@media(max-width:560px){.team-cards{grid-template-columns:1fr}.hero{padding-top:96px}.f2{right:8px}.f1{display:none}.btn{padding:14px 22px}}

.bio-head{display:flex;gap:20px;align-items:center;margin-bottom:18px}.bio-head img{width:96px;height:120px;object-fit:cover;object-position:50% 20%;flex:none;clip-path:polygon(0 0,100% 0,100% calc(100% - 10px),calc(100% - 10px) 100%,0 100%)}.bio-head h3{margin:0}
.team{grid-template-columns:1fr 1.1fr}
.icard .ph{position:relative}.illu{position:absolute;left:12px;bottom:10px;font:400 .72rem var(--inter);color:#fff;background:rgba(0,0,42,.55);padding:3px 8px;letter-spacing:.02em}

/* ================= subpagina's ================= */
.hero.sub{min-height:0;padding:150px 0 clamp(56px,7vw,96px);justify-content:center}
.sub-in{position:relative;display:grid;gap:clamp(28px,5vw,64px);align-items:center}
.sub-in.has-v{grid-template-columns:1.15fr .85fr}
.sub-copy h1{font-size:clamp(2.1rem,4.4vw,3.4rem)}
.sub-copy .lead{margin-bottom:0}
.sub-visual .photo{overflow:hidden;clip-path:polygon(0 0,100% 0,100% calc(100% - 40px),calc(100% - 40px) 100%,0 100%);box-shadow:0 30px 80px rgba(0,0,42,.45)}
.sub-visual .photo img{width:100%;height:100%;object-fit:cover}
.sub-visual .photo.sm{aspect-ratio:4/3}.sub-visual .photo.wide{aspect-ratio:16/10}
.sub-visual .photo.wide img{object-position:50% 30%}
.split{display:grid;grid-template-columns:.9fr 1.1fr;gap:clamp(28px,5vw,72px);align-items:center}
.split.rev>:first-child{order:2}
.split>*{min-width:0}
.prose h2{max-width:22ch}
.prose p{color:#2b3553;max-width:62ch}.prose p+p{margin-top:16px}
.quote-line{font:400 1.2rem/1.55 var(--serif);font-style:italic;color:var(--deep)!important;border-left:3px solid var(--green);padding-left:18px}
.narrow2{max-width:760px}
.cols2{display:grid;grid-template-columns:1fr 1fr;gap:28px;margin-top:clamp(36px,5vw,60px)}
.cols2 p{margin:0!important}
.center-h{margin-inline:auto}
.chart{padding:14px;margin:0;min-width:0}
.chart>div{width:100%}
.stats{list-style:none;padding:0;display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-top:28px}
.stats li{background:#fff;padding:18px 16px;clip-path:polygon(0 0,100% 0,100% calc(100% - 12px),calc(100% - 12px) 100%,0 100%)}
.stats b{display:block;font:500 1.8rem/1 var(--sora);color:var(--deep);margin-bottom:6px;font-variant-numeric:tabular-nums}
.stats span{font-size:.85rem;color:#55627a;line-height:1.3;display:block}

/* team */
.people .wrap{display:grid;gap:clamp(56px,8vw,110px)}
.person{display:grid;grid-template-columns:.8fr 1.2fr;gap:clamp(28px,5vw,72px);align-items:start}
.person.rev .person-ph{order:2}
.person-tx{min-width:0}
.person-tx>p:not(.eyebrow){color:#2b3553;max-width:62ch;margin-bottom:26px}
.person-tx h3{font-size:1rem;margin-bottom:6px}
.person-tx h2{margin-bottom:18px}
.portrait.big{max-width:440px}
.exp-logos{margin-bottom:26px}
.exp-logos li{align-items:center;justify-content:flex-start;gap:14px}
.exp-logos .lg{width:40px;height:40px;flex:none;background:#fff;display:grid;place-items:center;overflow:hidden;border:1px solid #e3e7ee}
.exp-logos .lg img{width:100%;height:100%;object-fit:contain}
.exp-logos b{font-weight:500;flex:1}

/* documenten */
.years{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:28px}
.year h3{font:500 2rem/1 var(--serif);font-style:italic;color:var(--deep);margin-bottom:14px}
.doclist{list-style:none;padding:0;display:grid;gap:10px}
.doclist a{display:flex;align-items:center;gap:14px;padding:14px 16px;background:var(--gray);text-decoration:none;transition:background .2s,transform .2s;clip-path:polygon(0 0,100% 0,100% calc(100% - 10px),calc(100% - 10px) 100%,0 100%)}
.doclist a:hover{background:var(--beige);transform:translateX(4px)}
.di{width:36px;height:36px;display:grid;place-items:center;background:#fff;color:var(--deep);flex:none}.di svg{width:22px}
.dt{flex:1;display:flex;flex-direction:column}.dt b{font:500 .98rem var(--sora);color:var(--deep)}.dt small{font-size:.8rem;color:#55627a}
.dd{color:var(--deep)}.dd svg{width:20px}
.dgrid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
@media(max-width:900px){.dgrid{grid-template-columns:1fr 1fr}}@media(max-width:560px){.dgrid{grid-template-columns:1fr}}
.dcard{background:#fff;padding:28px;display:flex;flex-direction:column;gap:10px;clip-path:polygon(0 0,100% 0,100% calc(100% - 22px),calc(100% - 22px) 100%,0 100%)}
.di.big{width:48px;height:48px;background:var(--green)}.di.big svg{width:26px}
.dcard h3{flex:1}.dcard small{font-size:.78rem;color:#55627a}
.dcard .btn{align-self:flex-start;margin-top:8px}

/* blog */
.pcard.has-img{padding:0;border-top:0;overflow:hidden}
.pcard .ph{aspect-ratio:16/9;overflow:hidden}.pcard .ph img{width:100%;height:100%;object-fit:cover;transition:transform .8s}
.pcard:hover .ph img{transform:scale(1.05)}
.pcard .pb{padding:24px 26px 28px;display:flex;flex-direction:column;gap:10px;flex:1;border-top:3px solid var(--green)}
.art-head{background:var(--beige);padding:130px 0 0;position:relative}
.art-head::after{content:"";position:absolute;left:0;right:0;bottom:0;height:120px;background:#fff}
.art-head h1{color:var(--deep);font-size:clamp(1.9rem,3.8vw,3rem);margin:10px 0 36px;text-wrap:balance}
.art-head .date{font:500 .8rem var(--sora);letter-spacing:.1em;text-transform:uppercase;color:#2f8a5e}
.back{display:inline-flex;gap:8px;align-items:center;font:500 .9rem var(--sora);color:var(--deep);text-decoration:none;margin-bottom:26px}
.back svg{width:16px;transform:rotate(180deg)}
.art-cover{position:relative;z-index:1;aspect-ratio:21/9;overflow:hidden;max-width:1100px;margin:0 auto;clip-path:polygon(0 0,100% 0,100% calc(100% - 40px),calc(100% - 40px) 100%,0 100%)}
.art-cover img{width:100%;height:100%;object-fit:cover}
.art-sec{padding-top:clamp(40px,6vw,72px)}
.article{font-size:1.08rem;line-height:1.75;color:#1d2640}
.article>*+*{margin-top:1.1em}
.article h2,.article h3{margin-top:1.8em}
.article a{color:var(--deep);text-decoration-color:var(--green);text-decoration-thickness:2px;text-underline-offset:3px}
.article strong{font-weight:600;color:var(--deep)}
.article ul,.article ol{padding-left:1.3em}
.article .art-img{margin:2em 0;padding:14px;background:#fff;box-shadow:0 14px 44px rgba(15,59,118,.12)}
.article .art-img img{width:100%;height:auto}
.article table{width:100%;border-collapse:collapse;font-size:.95rem;display:block;overflow-x:auto}
.article td,.article th{border-bottom:1px solid #e3e7ee;padding:8px 10px;text-align:left}

/* footer */
.ftr-top{display:flex;flex-wrap:wrap;justify-content:space-between;gap:28px;padding-bottom:36px;margin-bottom:36px;border-bottom:1px solid rgba(255,255,255,.15)}
.ftr-brand img{filter:brightness(0) invert(1);margin-bottom:14px}.ftr-brand p{line-height:1.6}
.ftr-nav{display:grid;grid-template-columns:repeat(2,auto);gap:10px 40px;align-content:start}
.ftr-nav a{color:#dbe6f5;text-decoration:none}.ftr-nav a:hover{color:var(--green)}

/* ================= quiz (bestaande quiz, nieuwe opmaak) ================= */
.quiz{grid-template-columns:.85fr 1.15fr;align-items:start}
.quiz-copy{padding-top:12px}
.qz{min-width:0;color:var(--navy)}
.qz .quiz-container{background:#fff;padding:clamp(22px,3.5vw,36px);clip-path:polygon(0 0,100% 0,100% calc(100% - 26px),calc(100% - 26px) 100%,0 100%);box-shadow:0 30px 80px rgba(0,0,42,.35)}
.qz .progress-info{display:flex;justify-content:space-between;margin-bottom:8px;font:500 .8rem var(--sora)}
.qz .progress-text{color:#55627a}.qz .progress-percentage{color:#2f8a5e}
.qz .progress-bar{height:6px;background:var(--gray);margin-bottom:26px}
.qz .progress-fill{height:100%;background:linear-gradient(90deg,var(--green),var(--deep));transition:width .4s ease;width:0}
.qz .question{display:none}.qz .question.active{display:block;animation:qin .35s ease}
@keyframes qin{from{opacity:0;transform:translateY(8px)}}
.qz .question-title,.qz .slider-label{font:500 1.15rem/1.4 var(--sora);color:var(--deep);margin-bottom:18px}
.qz .options{display:flex;flex-direction:column;gap:10px;margin-bottom:24px}
.qz .option{position:relative}
.qz .option input{position:absolute;opacity:0}
.qz .option label{display:block;padding:14px 18px;background:var(--gray);border:1.5px solid transparent;cursor:pointer;font-size:.95rem;color:#1d2640;transition:all .2s;clip-path:polygon(0 0,100% 0,100% calc(100% - 10px),calc(100% - 10px) 100%,0 100%)}
.qz .option label:hover{border-color:var(--deep)}
.qz .option input:focus-visible+label{outline:2px solid var(--deep);outline-offset:2px}
.qz .option input:checked+label{background:var(--deep);color:#fff}
.qz .slider-container{margin-bottom:24px}
.qz .slider{width:100%;accent-color:var(--deep);margin:8px 0}
.qz .slider-value{font:500 1.6rem var(--sora);color:var(--deep);font-variant-numeric:tabular-nums}
.qz .navigation{display:flex;justify-content:space-between;gap:12px;padding-top:20px;border-top:1px solid #e3e7ee}
.qz .btn:disabled{opacity:.4;cursor:not-allowed}.qz .btn:disabled:hover{color:inherit}.qz .btn:disabled:hover::after{opacity:0}
.qz .btn-outline{color:var(--deep)}
.qz .modal{display:none;position:fixed;inset:0;background:rgba(0,0,42,.62);backdrop-filter:blur(4px);z-index:200;justify-content:center;align-items:center;padding:16px}
.qz .modal.show{display:flex}
.qz .modal-content{background:#fff;width:min(660px,96vw);max-height:88vh;overflow-y:auto;padding:clamp(26px,5vw,44px);position:relative;clip-path:polygon(0 0,100% 0,100% calc(100% - 26px),calc(100% - 26px) 100%,0 100%)}
.qz .modal-title{font:500 1.6rem var(--sora);color:var(--deep);margin-bottom:14px}
.qz .modal-text{color:#1d2640;line-height:1.7;white-space:pre-wrap;font-size:.98rem}
.qz .close-modal{position:absolute;top:14px;right:14px;width:40px;height:40px;border:0;background:var(--gray);font-size:1.5rem;color:var(--deep);cursor:pointer}
.qz .result-block{margin-top:20px;padding:20px;border-left:4px solid}
.qz .result-green{background:#eaf5ee;border-color:var(--green)}
.qz .result-yellow{background:#f7f1e6;border-color:#d9b36b}
.qz .result-red{background:#f6eaea;border-color:#c98585}
.qz .result-title{font:500 1rem var(--sora);color:var(--deep);margin-bottom:6px}
.qz .result-text{font-size:.95rem}.qz .result-text ul{margin:6px 0 0 18px}
.qz .cta-row{margin-top:14px;gap:10px}
.qz .cta-btn{display:inline-block;text-decoration:none;padding:11px 20px;font:500 .9rem var(--sora);clip-path:polygon(0 0,100% 0,100% calc(100% - 9px),calc(100% - 9px) 100%,0 100%)}
.qz .cta-primary{background:var(--deep);color:#fff}.qz .cta-primary:hover{background:var(--navy)}
.qz .cta-outline{background:#fff;color:var(--deep);box-shadow:inset 0 0 0 1.5px var(--deep)}

@media(max-width:980px){
.sub-in.has-v,.split,.person,.quiz{grid-template-columns:1fr}
.split.rev>:first-child,.person.rev .person-ph{order:0}
.portrait.big{max-width:360px}
.hero.sub{padding-top:120px}
}
@media(max-width:620px){.cols2{grid-template-columns:1fr}.stats{grid-template-columns:1fr}.ftr-nav{grid-template-columns:1fr 1fr}}
.pgrid{grid-template-columns:repeat(3,1fr)}
.pcard.feat{grid-column:1/-1;display:grid;grid-template-columns:1.2fr 1fr}
.pcard.feat .ph{aspect-ratio:auto;min-height:320px}.pcard.feat .pb{border-top:0;border-left:3px solid var(--green);justify-content:center;padding:clamp(26px,4vw,48px)}
.pcard.feat h3{font-size:clamp(1.4rem,2.4vw,1.9rem)}
@media(max-width:980px){.pgrid{grid-template-columns:1fr 1fr}}
@media(max-width:620px){.pgrid{grid-template-columns:1fr}.pcard.feat{grid-template-columns:1fr}.pcard.feat .ph{min-height:0;aspect-ratio:16/9}.pcard.feat .pb{border-left:0;border-top:3px solid var(--green)}}
.ftr-top{align-items:flex-start}
.ftr-addr{font-style:normal;line-height:1.7;text-align:left;margin-top:6px}.ftr-addr b{color:#fff;font-weight:500}
.afm{display:block;margin-inline:auto}
@media(max-width:620px){.ftr-addr{text-align:left}}
.aanpak{display:grid;grid-template-columns:.8fr 1.6fr;gap:clamp(32px,6vw,90px);align-items:start}
.aanpak-head h2{margin-bottom:28px}
.aanpak-items{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.ap{background:#fff;padding:28px 24px;clip-path:polygon(0 0,100% 0,100% calc(100% - 18px),calc(100% - 18px) 100%,0 100%)}
.ap h3{margin-bottom:10px}.ap p{font-size:.95rem;color:#2b3553}
.ap .ck svg{width:22px}
@media(max-width:1100px){.aanpak{grid-template-columns:1fr}}
@media(max-width:760px){.aanpak-items{grid-template-columns:1fr}}
.sec-quotes .head-row{align-items:center}
.qnav{display:flex;gap:10px}
.qbtn{width:48px;height:48px;display:grid;place-items:center;border:1.5px solid var(--deep);background:#fff;color:var(--deep);cursor:pointer;transition:background .2s,color .2s;clip-path:polygon(0 0,100% 0,100% calc(100% - 10px),calc(100% - 10px) 100%,0 100%)}
.qbtn:hover{background:var(--deep);color:#fff}.qbtn svg{width:18px}.qprev svg{transform:rotate(180deg)}
.qdots{display:flex;justify-content:center;gap:8px;margin-top:-16px}
.qdots i{width:8px;height:8px;background:#cfd8e6;transition:all .3s}.qdots i.on{width:28px;background:var(--deep)}
@media(prefers-reduced-motion:reduce){.qrow{scroll-behavior:auto}}
.dcard.is-folder .di.big{background:var(--deep);color:#fff}
.dlg.docdlg{width:min(1040px,94vw)}
.docdlg .dcard h3{font-size:1.1rem;margin:0}.docdlg .dgrid>*{min-width:0}
.docdlg .dcard{background:var(--gray)}
.dg-in{margin-top:22px}.dg-in.dg4{grid-template-columns:repeat(4,1fr)}.dg-in.dg2{grid-template-columns:repeat(2,1fr)}
.dlg-back{background:none;border:0;cursor:pointer;padding:0;margin-bottom:14px}
@media(max-width:900px){.dg-in.dg4{grid-template-columns:1fr 1fr}}
@media(max-width:560px){.dg-in.dg4,.dg-in.dg2{grid-template-columns:1fr}}

/* team-hero: foto als achtergrond rechts, overlopend in navy */
.hero.team-hero{min-height:min(88svh,780px);display:flex;align-items:center;padding:140px 0 90px;background:#00002A}
.th-photo{position:absolute;top:0;bottom:0;right:0;width:min(72%,1200px);z-index:0;-webkit-mask-image:linear-gradient(90deg,transparent 0%,#000 34%);mask-image:linear-gradient(90deg,transparent 0%,#000 34%)}
.th-photo img{width:100%;height:100%;object-fit:cover;object-position:42% 20%;filter:brightness(1.08)}
.th-photo::after{content:"";position:absolute;inset:0;background:linear-gradient(0deg,rgba(0,0,42,.8) 0%,rgba(0,0,42,0) 26%),linear-gradient(180deg,rgba(0,0,42,.5) 0%,rgba(0,0,42,0) 20%)}
.team-hero::before{content:"";position:absolute;inset:0;background:linear-gradient(115deg,#0F3B76 0%,#071a46 35%,#00002A 60%);z-index:0}
.team-hero #trend{z-index:1;opacity:.35;-webkit-mask-image:linear-gradient(90deg,#000 30%,transparent 55%);mask-image:linear-gradient(90deg,#000 30%,transparent 55%)}
.th-in{position:relative;z-index:2}
.team-hero .sub-copy{max-width:min(400px,31vw)}
.team-hero h1{font-size:clamp(2.4rem,4.4vw,3.6rem)}
.th-names{display:flex;flex-wrap:wrap;gap:12px 28px;margin-top:34px;font:500 .85rem var(--sora);letter-spacing:.12em;text-transform:uppercase;color:var(--green)}
.th-names span{display:flex;align-items:center;gap:10px}.th-names span::before{content:"";width:22px;height:2px;background:var(--green)}
.team-intro{align-items:start}.team-intro .statement{font-size:clamp(1.15rem,1.9vw,1.45rem)}
@media(max-width:980px){
.hero.team-hero{flex-direction:column;align-items:stretch;padding:0 0 56px;min-height:0}
.th-photo{position:relative;width:100%;aspect-ratio:4/3;inset:auto;margin-top:64px;-webkit-mask-image:none;mask-image:none}
.th-photo img{object-position:50% 10%;-webkit-mask-image:none;mask-image:none}
.th-photo::after{background:linear-gradient(0deg,#00002A 0%,rgba(0,0,42,.35) 30%,rgba(0,0,42,0) 55%),linear-gradient(180deg,rgba(0,0,42,.6) 0%,rgba(0,0,42,0) 25%)}
.team-hero::before{display:none}.team-hero #trend{-webkit-mask-image:none;mask-image:none}
.th-in{margin-top:-36px}.team-hero .sub-copy{max-width:none}
}
.loont-head{display:grid;grid-template-columns:1fr 1fr;gap:clamp(24px,5vw,72px);align-items:end;margin-bottom:clamp(28px,4vw,48px)}
.loont-head h2{margin:0;max-width:16ch}.loont-head p{color:#2b3553;max-width:56ch;font-size:1.1rem}
#loont .chart{padding:clamp(14px,2.5vw,32px);clip-path:polygon(0 0,100% 0,100% calc(100% - 28px),calc(100% - 28px) 100%,0 100%)}
.loont-cta{display:flex;flex-wrap:wrap;gap:16px;justify-content:center;margin-top:clamp(28px,4vw,44px)}
@media(max-width:820px){.loont-head{grid-template-columns:1fr}}

/* ===== rendementsgrafiek in huisstijl ===== */
.sec-chart{background:radial-gradient(1200px 600px at 85% 10%,rgba(168,213,186,.12),transparent 60%),linear-gradient(160deg,#0F3B76 0%,#00002A 75%);color:#fff;overflow:hidden}
.sec-chart .loont-head h2{color:#fff}.sec-chart .loont-head h2 em{color:var(--green)}.sec-chart .loont-head p{color:#c9d6ea}
.gchart,.bchart{margin:0;position:relative;min-width:0}
.g-title{font:500 1.05rem var(--sora);color:#fff;margin-bottom:12px}
.g-legend{display:flex;flex-wrap:wrap;gap:8px 24px;font-size:.88rem;color:#c9d6ea;margin-bottom:8px}
.g-legend span{display:inline-flex;align-items:center;gap:8px}.g-legend span::before{content:"";width:22px;height:3px;background:#8fb4ee}
.g-legend .lg-1::before{height:2px;background:var(--green);opacity:.9}
.g-plot{position:relative;width:100%;height:clamp(300px,42vw,520px)}
.g-plot svg{display:block;width:100%;height:100%;overflow:visible}
.g-grid line{stroke:rgba(255,255,255,.09)}.g-axis text{fill:#8fa3c4;font:400 12px var(--inter);font-variant-numeric:tabular-nums}
.g-area{fill:url(#gArea)}
.g-fund{fill:none;stroke:#8fb4ee;stroke-width:3;stroke-linecap:round;stroke-linejoin:round;filter:drop-shadow(0 0 10px rgba(143,180,238,.5))}
.g-dep{fill:none;stroke:var(--green);stroke-width:2;stroke-linecap:round;opacity:.85}
.g-end circle{stroke:#00002A;stroke-width:3}
.g-end text{font:500 14px var(--sora);font-variant-numeric:tabular-nums}
.g-end .ef text{fill:#b9d0f5}.g-end .ed text{fill:var(--green)}
.g-end{opacity:0;transition:opacity .6s .2s}.bchart.drawn .g-end{opacity:1}
.g-hover line{stroke:rgba(255,255,255,.35);stroke-dasharray:3 4}
.g-tip{position:absolute;pointer-events:none;background:#fff;color:var(--navy);padding:12px 14px;font-size:.85rem;line-height:1.5;min-width:190px;box-shadow:0 16px 40px rgba(0,0,0,.35);opacity:0;transition:opacity .15s;clip-path:polygon(0 0,100% 0,100% calc(100% - 10px),calc(100% - 10px) 100%,0 100%);z-index:3}
.g-tip b{font:500 .8rem var(--sora);color:#55627a;display:block;margin-bottom:4px;letter-spacing:.04em}
.g-tip span{display:flex;align-items:center;gap:8px;font-variant-numeric:tabular-nums}.g-tip span i{margin-left:auto;padding-left:16px}
.g-tip .dot{width:9px;height:9px;border-radius:50%;flex:none;display:inline-block}.g-tip i{font-style:normal;font-weight:500}
.g-note{font-size:.78rem;line-height:1.55;font-style:italic;color:#9fb1cf;margin-top:18px;max-width:120ch}
.sec-chart .loont-cta .btn-2{color:#fff}

/* grafiekpanelen (beleggingsstrategie) */
.bchart.panel{background:radial-gradient(600px 300px at 90% 0%,rgba(168,213,186,.12),transparent 60%),linear-gradient(160deg,#0F3B76 0%,#00002A 80%);color:#fff;padding:clamp(20px,3vw,36px);clip-path:polygon(0 0,100% 0,100% calc(100% - 26px),calc(100% - 26px) 100%,0 100%);box-shadow:0 24px 60px rgba(0,0,42,.25)}
.bchart.panel .g-plot{height:clamp(280px,32vw,400px)}
.bchart.panel .g-plot.g-donut{height:auto}
.g-glab{fill:#dbe6f5!important;font:500 13px var(--sora)!important}
.g-zero{stroke:rgba(255,255,255,.6);stroke-width:1.5}
.g-bar{transition:opacity .2s}.g-bar:hover{opacity:.85}
.g-val{font:500 12px var(--sora);font-variant-numeric:tabular-nums;opacity:0;transition:opacity .5s}.bchart.drawn .g-val{opacity:1}
.g-val.v0{fill:#b9d0f5}.g-val.v1{fill:var(--green)}
.g-donuts{display:flex;justify-content:space-around;align-items:flex-start;gap:16px;flex-wrap:wrap}
.g-donut{display:flex;flex-direction:column;align-items:center;gap:12px}
.g-dcap{font:500 .95rem var(--sora);color:#fff}
.g-arc{transition:opacity .2s;cursor:default}
.g-pct{font:600 12px var(--sora);fill:#00002A;pointer-events:none;font-variant-numeric:tabular-nums}.g-pct.on-dark{fill:#fff}
.g-dlegend{list-style:none;padding:0;display:flex;flex-wrap:wrap;gap:8px 18px;margin:0 0 22px;font-size:.88rem;color:#c9d6ea}
.g-dlegend li{display:flex;align-items:center;gap:8px;transition:opacity .2s;cursor:default}.g-dlegend i{width:12px;height:12px;flex:none}
.g-val.sm{font-size:10.5px}

/* grafieken op lichte secties: geen paneel, kleuren van de sectie */
.bchart.light .g-plot{height:clamp(280px,32vw,400px)}.bchart.light .g-plot.g-donut{height:auto}
.bchart.light .g-title{color:var(--deep);font-size:1.1rem}
.bchart.light .g-legend,.bchart.light .g-dlegend{color:#2b3553}
.bchart.light .g-legend span::before{background:#0F3B76}.bchart.light .g-legend .lg-1::before{background:#7fbf9c;height:3px;opacity:1}
.bchart.light .g-grid line{stroke:rgba(15,59,118,.1)}
.bchart.light .g-axis text{fill:#6b7a94}
.bchart.light .g-glab{fill:var(--deep)!important}
.bchart.light .g-fund{stroke:#0F3B76;filter:none}
.bchart.light .g-dep{stroke:#7fbf9c;stroke-width:2.5;opacity:1}
.bchart.light .g-end circle{stroke:#fff}
.bchart.light .g-end .ef text{fill:var(--deep)}.bchart.light .g-end .ed text{fill:#3f8f68}
.bchart.light .g-hover line{stroke:rgba(15,59,118,.35)}
.bchart.light .g-zero{stroke:var(--deep)}
.bchart.light .g-val.v0{fill:var(--deep)}.bchart.light .g-val.v1{fill:#3f8f68}
.bchart.light .g-dcap{color:var(--deep)}
.bchart.light .g-note{color:#55627a}
.bchart.light .g-pct{fill:#00002A}.bchart.light .g-pct.on-dark{fill:#fff}
.g-pct.pie{font-size:13px;opacity:0;transition:opacity .5s}.bchart.drawn .g-pct.pie{opacity:1}.g-pct.pie.on-dark{fill:#fff}
.bchart.light .g-pct.pie.on-dark{fill:#fff}

/* ===== afsluitende CTA: volle breedte, gaat over in de footer ===== */
.cta2{position:relative;overflow:hidden;background:linear-gradient(115deg,#0F3B76 0%,#071a46 40%,#00002A 70%);color:#fff;padding:clamp(80px,10vw,140px) 0 clamp(70px,8vw,110px)}
.cta2-photo{position:absolute;top:0;bottom:0;right:0;width:min(55%,900px);-webkit-mask-image:linear-gradient(90deg,transparent 0%,#000 45%);mask-image:linear-gradient(90deg,transparent 0%,#000 45%)}
.cta2-photo img{width:100%;height:100%;object-fit:cover;object-position:45% 20%;opacity:.85}
.cta2-photo::after{content:"";position:absolute;inset:0;background:linear-gradient(0deg,#00002A 0%,rgba(0,0,42,0) 40%)}
.cta2-in{position:relative}
.cta2-copy{max-width:560px}
.cta2 h2{color:#fff;font-size:clamp(2rem,4vw,3.1rem);max-width:none;margin-bottom:20px}.cta2 h2 em{color:var(--green)}
.cta2-copy>p{color:#c9d6ea;font-size:1.1rem;max-width:46ch}
.cta2-btns{display:flex;flex-wrap:wrap;gap:16px;margin:34px 0 26px}.cta2 .btn-2{color:#fff}
.cta2-contact{font-size:.92rem;color:#9fb1cf;padding-top:22px;border-top:1px solid rgba(255,255,255,.14)}.cta2-contact a{color:var(--green)}
.cta2+.ftr,.cta2 ~ .ftr{border-top:1px solid rgba(255,255,255,.08)}
@media(max-width:900px){.cta2{padding-top:0}.cta2-photo{position:relative;width:100%;aspect-ratio:16/10;-webkit-mask-image:none;mask-image:none;margin-bottom:-40px}.cta2-photo::after{background:linear-gradient(0deg,#00002A 0%,rgba(0,0,42,0) 55%)}}

/* ===== afsluitende CTA (licht, met instapstappen) ===== */
.cta3{background:#fff;padding:clamp(64px,7vw,96px) 0;position:relative;border-top:1px solid rgba(15,59,118,.08)}
.cta3-in{display:grid;grid-template-columns:1.05fr .95fr;gap:clamp(40px,7vw,110px);align-items:center}
.cta3 h2{font-size:clamp(2rem,4vw,3.1rem);max-width:15ch;margin-bottom:20px}
.cta3-copy>p:not(.eyebrow){color:#2b3553;font-size:1.1rem;max-width:44ch}
.cta3-btns{display:flex;flex-wrap:wrap;gap:16px;margin-top:34px}
.cta3-steps{list-style:none;padding:0;margin:0;display:grid;gap:0;position:relative}
.cta3-steps li:not(:last-child)::after{content:"";position:absolute;left:27px;top:74px;bottom:-18px;width:2px;background:linear-gradient(180deg,var(--green),var(--deep))}
.cta3-steps li{display:flex;gap:24px;align-items:flex-start;padding:18px 0;position:relative}
.sn{width:56px;height:56px;flex:none;display:grid;place-items:center;font:500 1.4rem var(--serif);font-style:italic;color:#fff;background:var(--deep);position:relative;z-index:1;clip-path:polygon(0 0,100% 0,100% calc(100% - 12px),calc(100% - 12px) 100%,0 100%)}
.cta3-steps li:first-child .sn{background:linear-gradient(135deg,#7fbf9c,var(--deep))}
.cta3-steps h3{font-size:1.15rem;margin:6px 0 6px}.cta3-steps p{font-size:.95rem;color:#55627a}
@media(max-width:900px){.cta3-in{grid-template-columns:1fr}}

/* ===== afsluitende CTA: trendlijnen zoals de hero, loopt over in de footer ===== */
.cta4{position:relative;overflow:hidden;background:linear-gradient(180deg,#0F3B76 0%,#071a46 45%,#00002A 100%);color:#fff;padding:clamp(100px,12vw,170px) 0 clamp(90px,10vw,140px)}
.cta4 .trendbg{position:absolute;inset:0;width:100%;height:100%}
.cta4-in{position:relative;text-align:center;display:flex;flex-direction:column;align-items:center}
.cta4 h2{color:#fff;font-size:clamp(2.2rem,5vw,4rem);max-width:18ch;margin:0 auto 22px;text-wrap:balance}.cta4 h2 em{color:var(--green)}
.cta4-lead{color:#c9d6ea;font-size:1.12rem;max-width:52ch}
.cta4-btns{display:flex;flex-wrap:wrap;justify-content:center;gap:16px;margin-top:38px}.cta4 .btn-2{color:#fff}
.cta4+.ftr{padding-top:24px}
.cta3-in{grid-template-columns:1.2fr .8fr}
.cta3 h2{font-size:clamp(1.9rem,3.4vw,2.7rem);max-width:17ch}
.cta3-card{background:var(--gray);padding:30px 30px 28px;clip-path:polygon(0 0,100% 0,100% calc(100% - 22px),calc(100% - 22px) 100%,0 100%);justify-self:end;width:100%;max-width:420px}
.cc-faces{display:flex;margin-bottom:20px}
.cc-faces img{width:72px;height:72px;border-radius:50%;object-fit:cover;object-position:50% 15%;border:3px solid var(--gray);box-shadow:0 6px 16px rgba(0,0,42,.15)}
.cc-faces img+img{margin-left:-16px}
.cc-k{font:500 .78rem var(--sora);letter-spacing:.12em;text-transform:uppercase;color:#2f8a5e;margin-bottom:8px}
.cc-n{font:500 1.25rem var(--sora);color:var(--deep)}.cc-r{font-size:.9rem;color:#55627a;margin:2px 0 18px}
.cc-mail{display:inline-flex;align-items:center;gap:8px;font:500 .95rem var(--sora);color:var(--deep);text-decoration:none;border-bottom:2px solid var(--green);padding-bottom:3px}.cc-mail svg{width:16px;transition:transform .2s}.cc-mail:hover svg{transform:translateX(4px)}
@media(max-width:900px){.cta3-card{justify-self:start}}
@media(max-width:900px){.cta3-in{grid-template-columns:1fr}.cta3-card{max-width:none}}
.cc-call{font-size:.9rem;color:#2b3553;margin:0 0 6px;padding-top:16px;border-top:1px solid rgba(15,59,118,.12)}
.cc-tel{display:inline-flex;align-items:center;gap:10px;font:500 1.15rem var(--sora);color:var(--deep);text-decoration:none;margin-bottom:16px;font-variant-numeric:tabular-nums}
.cc-tel svg{width:20px;height:20px;color:#2f8a5e}.cc-tel:hover{color:#2f8a5e}
.cta3-card{display:flex;flex-direction:column;align-items:flex-start}.cc-call{align-self:stretch}

/* ===== hero beleggingsstrategie: brede titel, categorieën, fotoband die overloopt ===== */
.hero.strat-hero{min-height:0;padding:150px 0 190px;justify-content:center}
.sh-in{position:relative}
.strat-hero h1{font-size:clamp(2.2rem,4.6vw,3.8rem);max-width:22ch;text-wrap:balance;line-height:1.1}
.strat-hero h1 br{display:none}
.sh-row{display:grid;grid-template-columns:1.25fr .75fr;gap:clamp(28px,5vw,80px);align-items:start;margin-top:34px}
.strat-hero .lead{margin:0;max-width:60ch}
.sh-cats p{font:500 .78rem var(--sora);letter-spacing:.12em;text-transform:uppercase;color:var(--green);margin-bottom:14px}
.sh-cats ul{list-style:none;padding:0;margin:0;display:flex;flex-wrap:wrap;gap:8px}
.sh-cats li{font-size:.9rem;color:#fff;padding:8px 14px;border:1px solid rgba(168,213,186,.45);background:rgba(255,255,255,.05);clip-path:polygon(0 0,100% 0,100% calc(100% - 8px),calc(100% - 8px) 100%,0 100%)}
.sh-band{position:relative;margin-top:-130px;z-index:2}
.sh-photo{aspect-ratio:21/8;max-width:100%;overflow:hidden;clip-path:polygon(0 0,100% 0,100% calc(100% - 48px),calc(100% - 48px) 100%,0 100%);box-shadow:0 30px 70px rgba(0,0,42,.3)}
.sh-photo img{width:100%;height:100%;object-fit:cover;object-position:50% 40%}
.sh-band+.sec{padding-top:clamp(64px,8vw,110px)}
@media(max-width:900px){.sh-row{grid-template-columns:1fr}.hero.strat-hero{padding:120px 0 120px}.sh-band{margin-top:-80px}.sh-photo{aspect-ratio:16/9}}
/* grafiek-secties: grafiek krijgt ~60% van de breedte */
.split:has(.bchart){grid-template-columns:.75fr 1.35fr;gap:clamp(28px,4vw,64px)}
.split.rev:has(.bchart){grid-template-columns:1.35fr .75fr}
.split:has(.bchart) .g-note{max-width:none}
@media(max-width:980px){.split:has(.bchart),.split.rev:has(.bchart){grid-template-columns:1fr}}

/* sectie spreiding: kop + intro, grafiek over volle breedte, drie gelijke tekstkolommen */
.spread-head{display:grid;grid-template-columns:1fr 1fr;gap:clamp(24px,5vw,72px);align-items:end;margin-bottom:clamp(32px,4vw,52px)}
.spread-head h2{margin:0;max-width:20ch}.spread-head p{color:#2b3553;font-size:1.05rem}
.spread-chart .bchart{display:grid;grid-template-columns:.7fr 1.3fr;gap:12px 40px;align-items:center}
.spread-chart .g-title{grid-column:1/-1}
.spread-chart .g-plot.g-donut{grid-column:1/-1;display:grid;grid-template-columns:.7fr 1.3fr;gap:40px;align-items:center}
.spread-chart .g-dlegend{flex-direction:column;gap:12px;margin:0;font-size:.98rem}
.spread-chart .g-dlegend i{width:14px;height:14px}
.spread-chart .g-note{grid-column:1/-1}
.spread-cols{display:grid;grid-template-columns:repeat(3,1fr);gap:clamp(24px,3.5vw,48px);margin-top:clamp(36px,5vw,64px);padding-top:clamp(28px,3vw,40px);border-top:1px solid rgba(15,59,118,.12)}
.spread-cols p{color:#2b3553;font-size:.98rem;line-height:1.7}
@media(max-width:900px){.spread-head,.spread-cols,.spread-chart .g-plot.g-donut{grid-template-columns:1fr}.spread-chart .g-dlegend{flex-direction:row;flex-wrap:wrap}}
.spread-why{display:grid;grid-template-columns:1fr 1fr;gap:clamp(28px,5vw,72px);align-items:center;margin-top:clamp(40px,5vw,72px);padding-top:clamp(32px,4vw,48px);border-top:1px solid rgba(15,59,118,.12)}
.spread-why .prose p+p{margin-top:16px}
.shock{margin:0;background:var(--gray);padding:clamp(20px,3vw,32px);clip-path:polygon(0 0,100% 0,100% calc(100% - 22px),calc(100% - 22px) 100%,0 100%)}
.shock figcaption{font:500 1.05rem var(--sora);color:var(--deep);margin-bottom:16px}
.shock table{width:100%;border-collapse:collapse;font-size:.95rem}
.shock th,.shock td{padding:12px 10px;border-bottom:1px solid rgba(15,59,118,.1);text-align:center}
.shock thead th{font:500 .78rem var(--sora);letter-spacing:.06em;text-transform:uppercase;color:#55627a}
.shock tbody th{text-align:left;font-weight:500;color:var(--deep)}
.shock tr:last-child th,.shock tr:last-child td{border-bottom:0}
.mx{display:inline-grid;place-items:center;width:28px;height:28px;font-size:.75rem}.mx.up{background:#dff1e6;color:#1f8a52}.mx.dn{background:#fbe3e3;color:#c43c3c}.mx.na{background:#e1e5ec;color:#4a5670;font-weight:700}
.shock-note{font-size:.8rem;color:#55627a;margin-top:14px;line-height:1.8}.shock-note .mx{width:20px;height:20px;font-size:.6rem;vertical-align:middle}
.spread-close{font:300 clamp(1.15rem,1.8vw,1.4rem)/1.55 var(--inter);color:var(--deep);max-width:70ch;margin-top:clamp(40px,5vw,64px)}
@media(max-width:900px){.spread-why{grid-template-columns:1fr}.shock th,.shock td{padding:10px 6px}}
.sec.sec-tight{padding:clamp(48px,6vw,80px) 0}.sec-tight h2{margin-bottom:clamp(20px,3vw,36px)}
.sec-tight .cc{background:none;box-shadow:none;padding:0;clip-path:none}
.sec.sec-tight{padding:clamp(48px,5vw,72px) 0 clamp(40px,4vw,56px)}
.sec-tight+.cta3{padding-top:clamp(40px,5vw,64px)}
.shock-disc{font-size:.78rem;font-style:italic;color:#6b7a94;margin-top:10px}
/* homepage-grafiek: kop, grafiek en bron passen samen in één scherm */
#loont.sec-chart{padding:clamp(56px,6vw,84px) 0 clamp(48px,5vw,72px)}
#loont .loont-head{margin-bottom:clamp(18px,2.5vw,30px);align-items:center}
#loont .loont-head h2{font-size:clamp(1.7rem,2.8vw,2.4rem);max-width:22ch}
#loont .loont-head p{font-size:1rem}
#loont .g-title{margin-bottom:6px}
#loont .g-plot{height:clamp(240px,calc(100svh - 430px),460px)}
#loont .g-note{margin-top:12px}
#loont .loont-cta{margin-top:24px}
/* formulier-pop-ups (HubSpot): breder, zodat de velden ruim en makkelijk in te vullen zijn */
#form-start.dlg,#form-info.dlg{width:min(980px,94vw);max-height:92vh;padding:clamp(20px,3vw,36px) clamp(20px,3.5vw,44px)}
#form-start h3,#form-info h3{font-size:1.25rem;margin-bottom:6px}
#form-start .hs-form-frame,#form-info .hs-form-frame{width:100%}

/* mobiel: hero-foto compacter, 60+ jaar ervaring i.p.v. minimale deelname */
@media(max-width:560px){
  .hero-visual{padding-bottom:34px}
  .hero-visual .photo{aspect-ratio:4/3;max-height:none}
  .hero-visual .f2{display:none}
  .hero-visual .f1{display:flex;left:12px;right:auto;bottom:0}
}

/* mobiel/tablet: teamkaarten onder de tekst i.p.v. ernaast */
@media(max-width:980px){
  .team{grid-template-columns:1fr;gap:36px}
}
@media(max-width:560px){
  .team-cards{grid-template-columns:1fr;gap:16px}
  .team-cards .pc{display:grid;grid-template-columns:112px 1fr;grid-template-rows:auto auto 1fr;column-gap:18px;padding:14px 14px 18px}
  .team-cards .portrait{grid-row:1/4;aspect-ratio:4/5;align-self:start}
  .team-cards .pc h3{margin-top:4px;font-size:1.25rem;padding-inline:0}
  .team-cards .pc .role{margin:2px 0 12px;padding-inline:0}
  .team-cards .pc .acts{padding-inline:0;gap:8px;align-self:end}
  .team-cards .pc .btn-sm{padding:10px 14px;font-size:.85rem}
}

/* mobiel menu: vult het hele scherm, achtergrond vervaagd */
.nav-foot{display:none}
@media(max-width:980px){
  .hdr.open{background:#fff;backdrop-filter:none;-webkit-backdrop-filter:none;box-shadow:0 1px 0 rgba(15,59,118,.1)}
  html.menu-open{overflow:hidden}
  .nav{inset:76px 0 auto 0;height:calc(100dvh - 76px);padding:28px 24px calc(28px + env(safe-area-inset-bottom));gap:0;
    background:rgba(255,255,255,.78);backdrop-filter:blur(22px) saturate(1.3);-webkit-backdrop-filter:blur(22px) saturate(1.3);
    box-shadow:none;transform:none;transition:opacity .35s;overflow-y:auto;align-items:stretch}
  .nav a:not(.btn){font:500 clamp(1.5rem,7vw,1.9rem)/1.2 var(--sora);color:var(--deep);padding:18px 0;border-bottom:1px solid rgba(15,59,118,.12);
    opacity:0;transform:translateY(14px);transition:opacity .4s,transform .4s,color .2s}
  .nav a:not(.btn)::after{bottom:-1px}
  .nav .btn{margin-top:30px;align-self:flex-start;opacity:0;transform:translateY(14px);transition:opacity .4s,transform .4s}
  .nav-foot{display:block;margin-top:auto;padding-top:28px;font-size:.92rem;color:#55627a;opacity:0;transition:opacity .4s}
  .nav-foot a{color:var(--deep);font-weight:500}
  .nav.open a:not(.btn),.nav.open .btn{opacity:1;transform:none}
  .nav.open .nav-foot{opacity:1}
  .nav.open>:nth-child(1){transition-delay:.05s}.nav.open>:nth-child(2){transition-delay:.1s}
  .nav.open>:nth-child(3){transition-delay:.15s}.nav.open>:nth-child(4){transition-delay:.2s}
  .nav.open>:nth-child(5){transition-delay:.25s}.nav.open>:nth-child(6){transition-delay:.3s}.nav.open>:nth-child(7){transition-delay:.35s}
}
@media(max-width:980px) and (prefers-reduced-motion:reduce){.nav a:not(.btn),.nav .btn{transform:none;transition:opacity .2s}}
@media(max-width:980px){
  .nav{background:rgba(255,255,255,.86)}
  .nav a:not(.btn){font-size:clamp(1.4rem,6.4vw,1.75rem);padding:16px 0}
  .nav .nav-foot a{font:500 .92rem var(--inter);padding:0;border:0;opacity:1;transform:none;display:inline}
  .nav .nav-foot a::after{display:none}
  .nav{background:linear-gradient(180deg,rgba(255,255,255,.9),rgba(245,247,251,.96))}
}

/* kosten: op mobiel/tablet de kostenblokken onder de grafiek */
@media(max-width:980px){
  .split.kosten{display:flex;flex-direction:column;gap:0}
  .split.kosten .bchart,.split.kosten .stats{margin-top:32px}
  .split.kosten>.prose{display:contents}
  .split.kosten .bchart{order:1}
  .split.kosten .stats{order:2;margin-top:32px}
  .split.kosten{align-items:stretch;text-align:left}
  .split.kosten>.prose>*{align-self:stretch;text-align:left;margin-inline:0}
  .split.kosten .stats{width:100%}
}

/* mobiel: strategietitel compacter, het schuingedrukte deel als ondertitel */
@media(max-width:620px){
  .strat-hero h1{font-size:clamp(1.9rem,8.4vw,2.3rem);line-height:1.08;max-width:none}
  .strat-hero h1 em{display:block;font-size:.66em;line-height:1.25;margin-top:14px;padding-left:14px;border-left:2px solid var(--green)}
}
.exp-logos .lg img[src$=".svg"]{padding:2px}